Diamond Car Insurance: 0870 218 3583

Dial the Diamond Car Insurance contact number shown here to speak with a Diamond Car Insurance customer service agent. Help is available for all insurance related matters, including rate quotes, policy purchases, policy changes, submitting claims, and more. The Diamond Car Insurance phone number is live for incoming calls Monday to Friday, 8am – 8pm, Saturday from 9am – 5pm, and Sunday from 10am – 4pm, while claims can be reported 24/7.

Diamond Car Insurance Contact Number
0870 218 3583

Diamond Car Insurance helps customers to insure their vehicle, and provides several options for doing so. The company markets specifically to female drivers, and does offer additional types of coverage such as home and travel insurance, along with breakdown cover. The company is also known for providing extras, such as handbag coverage. By calling the Diamond Car Insurance number shown here, consumers can request a quote, make a claim, manage their existing coverage policies, and more.

Diamond Insurance Customer Service

Diamond Insurance contact is available by phone, email, social media, and regular post. The Diamond Car Insurance phone number is open at all hours for claims. For other matters, calls are accepted Monday to Friday: 8am – 8pm, Saturday: 9am – 5pm, and Sunday: 10am – 4pm. Emails can be sent using the provided links and forms on the website, and messages can be sent to the Diamond Insurance social media accounts on Twitter, Facebook, and Google+. By post, the company can be contacted at the following address: Ty Admiral, David Street, Cardiff, CF10 2AA.

Car Insurance Rates

Car insurance rates are like fingerprints. Rates will vary with the different kinds of coverage opted for. The cost of your insurance depends on a lot of factors apart from the type of coverage you choose. It depends on you, your car, your driving record, where you live, how much you typically drive, and more. All these factors come into the picture when your car insurance rates are decided. In the case of locations where there is a high rate of auto thefts, traffic, accidents and other risks you are required to pay a high premium for your auto insurance. Call the Diamond Insurance number to request a quote that is specifically designed for you.

Liability Coverage

The rates of the insurance vary with the coverage, with the minimum rate being for the minimum insurance requirements that the law requires every vehicle to have. However, this does not provide for much in the aspect of protection in the case of accident, and as such should not be the only insurance covered even though it is low cost. Liability coverage costs more than the minimum insurance requirements but it ensures that your property is protected. However, on being found at fault, even in the occasion of your damages being covered, the premium may rise up significantly.

Then there is the cost-effective umbrella liability policy, in which you can subscribe different policies such as home and vehicle insurance under the same company and avail attractive rates and good discounts. Call the Diamond Car Insurance contact number to speak with an agent regarding multiple policies. The rate of the premium also depends on the state of your car. The insurance rates are decided by the safety ratings given by the Insurance Institute for Highway Safety. The agency conducts tests and comes out with ratings based on which the insurance rates are calculated.

High-Risk Drivers

One factor which determines car insurance rates is the driving record. Being involved in accidents with the fault being on your head, the insurance companies hike the premiums. If, with a bad driving record, you don’t qualify for any auto insurance coverage, you get assigned to an assigned risk pool, since insurance is mandatory on all vehicles. The company to insure the driver with poor record will be chosen at random from the pool. The premiums for such a programme will be extremely high, for up to three years until the record is cleared. Such a driver has no say in the choice of the auto insurance company providing the coverage. To learn more, ring the Diamond Insurance contact number.

Submitting Claims

If you need to make a claim, call the Diamond Car Insurance number. Emergency claims can be submitted at any hour. Non-emergency claims can be submitted Monday – Friday, 8am to 9pm, Saturday 9am to 5pm, and on Sunday between the hours of 10am and 4pm. For car accidents, the company will have an approved repairer transport the vehicle to a shop for repairs. If you are not at fault, you will receive 100% of your settlement. To check on the status of a claim that has already been submitted, call the Diamond Car Insurance contact number shown here.

Diamond Car Insurance Discounts

Diamond Car Insurance contact may result in the provision of discounts. High insurance rates can be curbed to a great extent by availing discounts. First and foremost way is to convince the insurance company that you’re a safe driver. A clean record goes a long way in keeping the premiums reasonable as well as for availing discounts. Air bags, anti-lock brakes, anti-theft and certain safety measures in your car further reduces the rates. Low mileage drivers, infrequent drivers, student drivers with good grades, and even older persons can get discounts. It is important to know your coverage, know all the available coverage, know what you really need, and also know the discounts available. But nothing beats getting a good car insurance rate than safe driving.