Dial the National Insurance contact number if you have questions regarding your number, payments, assistance if you are not working, benefits, or need to report a change in your circumstances to National Insurance customer service. The National Insurance phone number can be phone Monday to Friday from 8am to 8pm, and on Saturday from 8am to 4pm.
National Insurance Contact Number
0870 218 3465
National Insurance was established in UK in by the National Insurance Act of 1911. Through it employers and employees contribute for the cost of some state benefits. It was started as a measure against unemployment and illness, but later expanded to offer retirement pension and additional benefits. The Act was modified by the labour government in 1948 and went through many changes over the years. The National Insurance number is open to all callers who have questions about their specific benefits and circumstances.
National Insurance Helpline
The National Insurance contact number is open to callers between the hours of 8:30am and 5:00pm, Monday to Friday. An alternate contact method will need to be used on the weekend, but do not expect a reply until the following business day. Emails can be sent to HM Revenue and Customs with regards to National Insurance, and it will also be HMRC that should be looked up if you wish to make contact by way of social media. By post, the agency can be contacted at the following address: Benton Park View, Newcastle upon Tyne, NE98 1ZZ.
Who Should Pay National Insurance?
Do you need to pay national insurance? Not all individuals need to pay one and here is when you might need to start paying it.
A person has to pay National Insurance if:
- He or she is over the age of 16
- He or she earns over £155 on weekly basis
- He or she is self-employed earning more than £5,965 annually
You do not have to pay for National Insurance once you reach the State Pension age. Only exception is for self-employed people eligible for Class 4 contributions. Income tax, though have to be paid. Call the National Insurance phone number if you have any questions about your particular circumstances, or feel that you should not have to pay in.
Class 1 National insurance is contributed by both the employee and employer. Class 1A and 1B national Insurances are paid by employers once a year on expenses and benefits at 13.8% for the current year. Employee’s contributions range from 12% to 2% depending on their wages and earnings. Employers can contribute a maximum of 13.8%. You can call the National Insurance contact number for details on rates and taxes and use calculators and tables for your convenience.
For self-employed people, there are 2 types of National Insurances to be paid – Class 2 rates if the annual income is over £5,965 and Class 4 if the gains are more than £8,060 annually. The rate for Class 2 is £2.80 each week and for Class 4 its stands at 9% on profits from £8,060 to £43,000. Above it, Class 4 National Insurance has to be paid at 2% on profits. The most common way to pay these two types of Insurance is by self-assessment.
How to Get a National Insurance Number
National Insurance contact is required in order to apply for a number. Any person who turns 16 is automatically assigned a number. If you are under 20 without a number, then you need to call National Insurance helpline. If you need to check your record, you will need to define which years you need information for. You may need to get a State Pension Statement, which will enable you to know just how much state pension you are likely to get. National Insurance contact is recommended if you have lost your number, need a new number, or have questions about your coverage.
The interview process is relatively simple. You may be ask to visit a local office and go through an interview for attaining your National Insurance number. The questions that can be asked include reasons and circumstances for which you want to apply. You will be notified of the time limit within which your insurance number would be activated. You also have to carry some documents including the following:
- Identity card or passport
- Birth certificate
- Residence proof
- Marriage certificate for married persons
- Driving license
Contact National Insurance if you cannot keep your appointment, or do not have one or more of the required documents that are listed above.
National Insurance Credits
Even if you do not pay into the system, you may still be entitled to get some benefits. These benefits will help you in your times of need, ensuring that you are able to get health access and money when you are ill or unemployed. Call the National Insurance phone number for a complete list of benefits and credits. You may have to apply for credits and they may not be available to you automatically. The other important thing that you need to remember is that these credits are in two classes, if you’re eligible. Class 1 credits apply towards your State Pension and bereavement benefits. Class 2 benefits on the other hands include State Pension and bereavement benefits only.